Credit Card Application

Eligibility Criteria

Requirement	Details
Nationality	Indian
Age	18 years and above
Employment Status	Salaried or Self-employed
Income	Depends on the bank's criteria
Credit Score	Good credit score (700 and above)

Documents Required

Applicants can submit any one of the following ID proof, address proof, and income proof documents:

Salaried Individuals

• ID Proof: Passport, PAN card, Aadhaar card, Voter’s ID
• Residential Proof: Aadhaar Card, Electricity Bill, Telephone bill
• Income Proof: Salary Certificate, Recent Salary Slips, Employment Offer Letter

Self-Employed Individuals

• ID Proof: Passport, PAN card, Aadhaar card, Voter’s ID
• Residential Proof: Aadhaar Card, Electricity Bill, Telephone bill
• Income Proof: Certified Financials, Recent Income Tax Returns (ITR) Statement, Passport

How to Use a Credit Card?

• Use the right card for the right purchase: Maximize rewards by using the appropriate card for your purchases.
• Pay the bills in EMIs: Convert large purchases into easy monthly installments for convenient payments.
• Opt for a personal loan during emergencies: Convert unused credit limit to a personal loan in case of emergencies.
• Shop online using reward points: Earn more reward points for online shopping and maximize benefits.
• Redeem your reward points: Redeem reward points for discounts, vouchers, cashbacks, and more!